Independent payment experts. On your side.
We started Connect 4 Payments because Irish businesses were being overcharged for card processing and had no straightforward way to know it, let alone fix it. We're here to change that.
Our Story
We founded Connect 4 Payments after spending years watching small businesses across Ireland get locked into confusing payment contracts with unnecessarily high fees. Most didn't even know they were overpaying - and those who suspected it had no easy way to compare providers or switch.
We knew there had to be a better way. So we built a simple, transparent service that helps businesses see exactly what they're paying, compare it against what's actually available, and make the switch without the runaround.
Our goal is straightforward: save Irish businesses money on every card transaction and give them the support they deserve. No jargon. No pressure. Just honest advice from people who understand what it's like to run a business.
What Makes Us Different
WE'RE INDEPENDENT
We're not tied to any one provider. That means when we recommend a deal, it's because it's the right one for your business - not because of our margin.
WE COMPARE THE MARKET
Stripe, Square, and SumUp give you one option. We compare across providers and find the best rate for your turnover, your sector, and how you take payments.
WE OFFER INSTANT SETTLEMENTS
Most providers settle the next working day. We offer same-day settlement, so your cash flow is not waiting on anyone.
WE STAY INVOLVED
Most providers disappear after the contract is signed. We check in, keep you on the best available rate, and answer the phone when something goes wrong.
Our Values
Everything we do is guided by four simple principles.
Honest
We tell you exactly what you're paying and why. No hidden fees, no surprises.
Independent
We're not tied to any one provider. We find the best deal for your business.
Accessible
Real people, real support. We're always just a call away when you need us.
Straightforward
No jargon, no runaround. Just clear advice and fast results.
Meet the Team
Real people who understand what it's like to run a business.
Sarah Murphy
Co-Founder & CEO
8 years in merchant services at an Irish bank. Runs along the coast in Wicklow.
Liam O'Connor
Co-Founder & Head of Partnerships
Ran his own retail business in Dublin for 5 years. Devoted Leinster rugby fan and season ticket holder.
Aoife Kelly
Client Success Lead
A decade of fintech customer support experience. Galway native who makes mean brown bread.