Here's what our customers were paying before, what they pay now, how quickly the switch happened, and what they said about it.
Business Type
The Green Door Bistro, Dublin 2
Industry
Hospitality
Before
AIB Merchant Services, paying 1.9% per transaction plus €45/month rental on two card terminals. Funds took 3-5 working days to reach their account, causing cashflow headaches.
After
Connect 4 Payments at 1.1% with no terminal fees. Next-day settlement means they have their money faster, and they're saving €340 per month on a typical €25,000 monthly card turnover.
"I was hesitant to switch banks, but the savings were too good to ignore. Connect 4 handled everything — I didn't have to lift a finger. The whole thing was done in under a week, and now we're saving over €300 every month. That's real money back into the business."
Monthly Saving
€340 per month
Time to Switch
5 working days
Business Type
West Coast HR Consultancy, Galway
Industry
Professional Services
Before
Bank of Ireland Business Banking at 2.1% per transaction for taking deposits over the phone. Long settlement times meant waiting 5 days for client payments, impacting cashflow for a growing team.
After
Connect 4 Payments at 1.3%, saving €240/month on €30,000 monthly retainers and project deposits. Next-day settlement improved cashflow significantly, and virtual terminal made phone payments seamless.
"As a small consultancy, every euro matters. The switch took three days, and we immediately started seeing the savings. The virtual terminal is so easy to use for taking retainer deposits over the phone, and getting our money next day instead of waiting nearly a week has made a real difference to managing our cashflow."
Monthly Saving
€240 per month
Time to Switch
3 working days