Terms of Service

These Terms of Service ("Terms") govern your use of the Connect 4 Payments website ([WEBSITE URL]) and any services we provide ("Services"). By accessing our website or using our Services, you agree to be bound by these Terms.

Connect 4 Payments provides a payment processing comparison and advisory service. We help businesses compare rates, terminals, and services from multiple payment providers to find the most suitable and cost-effective solution.

Our Services are intended for businesses and individuals aged 18 or over who are operating or intending to operate a business in Ireland. By using our Services, you confirm that you meet these requirements.

When you submit a rate check request through our website:

• You agree to provide accurate and truthful information about your business and current payment arrangements.
• We will use this information to compare available options and provide you with a personalised recommendation.
• Any quotes, savings estimates, or comparisons we provide are indicative and based on the information you supply. Final rates and terms are subject to the payment provider's own assessment and approval process.
• We do not guarantee that you will achieve any specific level of savings or that any particular provider will accept your application.

The information and recommendations we provide do not constitute financial, legal, or professional advice. Our comparisons are based on publicly available information and data provided by payment processors. We recommend that you conduct your own due diligence and seek independent professional advice where appropriate before entering into any agreement with a payment provider.

When using our website and Services, you agree to:

All content on this website — including text, graphics, logos, images, and software — is the property of Connect 4 Payments or its licensors and is protected by Irish and international copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this website without our prior written consent.

Our website may contain links to third-party websites, including payment providers. These links are provided for your convenience only. We do not endorse, control, or accept responsibility for the content, privacy policies, or practices of any third-party website. Your use of third-party websites is at your own risk.

To the fullest extent permitted by Irish law:

• We provide our website and Services on an "as is" and "as available" basis without warranties of any kind, whether express or implied.
• We do not warrant that our website will be uninterrupted, error-free, or free from viruses or other harmful components.
• We shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or Services.
• Our total liability shall not exceed [LIABILITY CAP].

You agree to indemnify and hold harmless Connect 4 Payments, its directors, employees, and agents from any claims, losses, damages, liabilities, and expenses (including legal fees) arising from your use of our website or Services, your breach of these Terms, or your violation of any third-party rights.

If you decide to switch payment providers based on our recommendation:

• You are responsible for reviewing and understanding the terms of any new agreement with a payment provider.
• You are responsible for managing the termination of your existing provider agreement, including any notice periods, early termination fees, or contractual obligations.
• We can guide you through the transition process, but we do not manage or terminate your existing contracts on your behalf.

We reserve the right to suspend or terminate your access to our website at any time, without notice, if we reasonably believe you have breached these Terms or are using our Services in a manner that could cause harm to us or others.

We may update these Terms from time to time. Any changes will be posted on this page with an updated "Last updated" date. Your continued use of our website after changes are posted constitutes your acceptance of the revised Terms.

These Terms are governed by and construed in accordance with the laws of Ireland. Any disputes arising from or related to these Terms or your use of our website shall be subject to the exclusive jurisdiction of the courts of Ireland.

If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.

If you have any questions about these Terms, please contact us: